OLSON CEMENT WORK AND CONSTRUCTION STANDARD TERMS AND CONDITIONS

Effective Date: January 1, 2026

These Standard Terms and Conditions ("Terms") are incorporated by reference into all proposals, quotes, estimates, invoices, and work orders issued by Olson Cement Work and Construction. By accepting a proposal or quote, authorizing work to commence, or making payment for services, Owner agrees to be bound by these Terms in their entirety. These Terms are available at [www.olsoncement.com/terms], and a printed copy will be provided upon request.

IMPORTANT: THESE TERMS CONTAIN LIMITATIONS ON WARRANTIES, DISCLAIMERS, ASSUMPTIONS OF RISK, AND ALLOCATIONS OF RISK THAT AFFECT YOUR LEGAL RIGHTS. PLEASE READ THEM CAREFULLY. IF YOU HAVE QUESTIONS, PLEASE ASK BEFORE AUTHORIZING WORK TO BEGIN.

1. SCOPE OF WORK; DEFINITIONS

1.1. These Terms govern all concrete work performed by Olson Cement Work and Construction ("Contractor") as described in the applicable proposal, quote, estimate, or work order (each, a "Proposal") at the location specified therein (the "Project Site"). The term "Work" refers to the labor, equipment, and expertise for the placement, finishing, and curing of concrete as described in the Proposal.

1.2. "Owner" means the individual, entity, or authorized representative who accepts a Proposal, authorizes work to commence, or is identified as the customer or property owner in the Proposal.

1.3. "Contract Price" means the total price for the Work as set forth in the accepted Proposal, including any agreed-upon change orders.

1.4. "Contract" means the Proposal together with these Terms, which collectively constitute the entire agreement between Contractor and Owner for the Work.

1.5. The Work includes labor, equipment, and expertise for the placement, finishing, and curing of concrete. Unless otherwise expressly stated in writing, the Work does not include the manufacture, formulation, or chemical composition of the concrete or cement materials used.

2. MATERIALS

2.1. Concrete Supply. Unless Owner separately contracts for concrete supply, Contractor will order ready-mix concrete from a third-party supplier on Owner's behalf. Contractor does not manufacture, formulate, blend, or chemically alter the concrete or any of its component materials, including cement, aggregates, water, or admixtures. The concrete is produced and delivered by an independent ready-mix supplier (the "Supplier") whose selection of raw materials, cement type, mix proportions, and chemical admixtures is within the Supplier's sole control and discretion.

2.2. Cement Type Disclosure. Owner is hereby informed that the concrete industry has undergone a significant material change in recent years. Cement manufacturers nationwide have transitioned from traditional Type I and Type II Portland cement to Type 1L Portland Limestone Cement ("PLC"), a blended cement that replaces a portion of traditional cement clinker with finely ground limestone. This transition was driven by federal and state environmental regulations and policies aimed at reducing the carbon footprint of cement production. Type 1L cement now constitutes approximately 60% of the cement market in the United States, and in many regional markets — including Michigan — traditional Type I/II Portland cement is no longer commercially available from local suppliers. Accordingly, the concrete delivered to the Project Site will, in all likelihood, contain Type 1L cement unless Owner separately arranges and pays for an alternative cement source.

2.3. Performance Characteristics of Type 1L Cement. Owner is further informed that publicly available industry data, contractor reports, and technical publications indicate that concrete made with Type 1L cement may exhibit performance characteristics that differ from concrete made with traditional Type I/II cement, including but not limited to: (a) reduced resistance to freeze-thaw cycles and deicer salt scaling; (b) slower early-age strength development; (c) increased susceptibility to shrinkage cracking; (d) increased sensitivity to finishing timing and curing conditions; and (e) altered interactions with chemical admixtures. These characteristics may affect the long-term durability and appearance of exterior concrete flatwork, particularly in northern climates with freeze-thaw exposure and deicer salt use.

2.4. Contractor's Lack of Control Over Cement Chemistry. Owner acknowledges and agrees that Contractor does not control, and has no ability to control, the chemical composition, particle size distribution, limestone content, grinding aids, accelerators, or other proprietary formulations used by the cement manufacturer or the Supplier in producing the concrete. Contractor's role is limited to the skilled placement, finishing, and curing of the concrete as delivered by the Supplier.

2.5. Alternative Materials. If Owner desires the use of a specific cement type other than Type 1L, or a non-Portland cement product (such as calcium sulfoaluminate cement), Owner must communicate that requirement in writing prior to the execution of this Contract. Contractor will use commercially reasonable efforts to source such alternative materials, but availability is not guaranteed, and any additional cost associated with sourcing alternative materials shall be borne by Owner and added to the Contract Price.

3. CONTRACTOR'S OBLIGATIONS

3.1. Contractor shall perform the Work in a good and workmanlike manner, consistent with generally accepted industry practices for concrete placement, finishing, and curing in the State of Michigan.

3.2. Contractor shall follow standard finishing and curing protocols appropriate for the type of concrete delivered and the ambient weather conditions at the time of placement, including but not limited to proper timing of finishing operations, application of curing compounds or coverings, and protection from rapid moisture loss.

3.3. Contractor shall maintain records of each concrete delivery, including the Supplier's delivery ticket, batch sheet (if obtainable), date and time of placement, ambient temperature and weather conditions, and a description of the finishing and curing methods employed.

4. OWNER'S OBLIGATIONS

4.1. Owner shall provide Contractor with adequate access to the Project Site and shall ensure that the subgrade or substrate is properly prepared in accordance with any specifications agreed upon by the parties prior to concrete placement.

4.2. Owner shall not apply deicing salts, chemical deicers, or other potentially damaging substances to newly placed concrete for a minimum of one (1) full year following the date of placement. Owner acknowledges that the application of deicing chemicals to concrete — particularly concrete made with Type 1L cement — significantly increases the risk of surface scaling, spalling, and deterioration. Any damage caused by or attributable to the premature application of deicing chemicals shall not be covered by any warranty provided herein.

4.3. Owner shall not permit vehicles, heavy equipment, or concentrated loads on newly placed concrete until it has cured for a minimum of seven (7) days, or such longer period as Contractor may specify.

4.4. Owner acknowledges that concrete is a natural material subject to inherent variability and that minor cracking (including hairline cracks, shrinkage cracks, and control joint cracks), color variation, and surface imperfections are normal characteristics of concrete and do not constitute defects in workmanship.

5. WARRANTY

5.1. Express Warranty. Contractor warrants solely that Contractor's own labor in placing, finishing, and curing the concrete will be performed in a good and workmanlike manner, free from defects in workmanship directly and exclusively attributable to Contractor's labor, for a period of one (1) year from the date of completion of the Work (the "Warranty Period"). This warranty is strictly limited to defects that are demonstrably caused by Contractor's failure to follow generally accepted industry practices for concrete placement, finishing, or curing — and no other cause. This warranty expressly does not cover, and Contractor shall have no liability whatsoever for, any defect, deterioration, damage, discoloration, failure, or underperformance of the concrete arising from or related to any of the following, whether occurring alone or in combination:

(a) The chemical composition, formulation, cement type, limestone content, particle size distribution, Blaine fineness, grinding aids, accelerators, or any other inherent property of the cement or concrete materials as manufactured, formulated, or supplied by the cement manufacturer or the Supplier;

(b) Freeze-thaw damage, frost action, ice-lens formation, salt scaling, deicer chemical exposure, or any other deterioration caused by or related to weather, temperature cycling, or environmental exposure of any kind;

(c) Shrinkage cracking (including plastic shrinkage, thermal shrinkage, and drying shrinkage), curling, warping, or any cracking that occurs at or near control joints, edges, corners, or re-entrant corners;

(d) Surface scaling, spalling, pop-outs, dusting, blistering, crazing, delamination, or discoloration;

(e) Reduced or slower-than-expected strength development, regardless of cause;

(f) Incompatibility between the cement and any admixture, sealer, coating, overlay, or other product applied to or incorporated into the concrete, whether by Contractor, Owner, or any third party;

(g) Owner's failure to comply with any obligation set forth in Section 4, including but not limited to the premature application of deicing chemicals, premature loading, or failure to maintain proper drainage;

(h) Subgrade settlement, movement, erosion, frost heave, expansive soils, improper compaction, or any condition of the ground beneath the concrete, except to the extent Contractor expressly assumed responsibility for subgrade preparation in the Proposal;

(i) Acts of God, including but not limited to unusual or severe weather events, flooding, seismic activity, or temperature extremes;

(j) Damage caused by third parties, including but not limited to vehicular impact, construction activity on adjacent areas, utility work, or vandalism;

(k) Normal wear, aging, weathering, or settlement;

(l) Any condition, deficiency, or failure mode that is identified in Section 9.3 as a known performance risk of Type 1L cement; or

(m) Any cause other than Contractor's own deficient workmanship in the physical acts of placing, screeding, floating, troweling, brooming, edging, jointing, or curing the concrete.

The burden of proving that an alleged defect is caused exclusively by Contractor's workmanship (and not by any excluded cause listed above) shall rest with Owner. In any case where the alleged defect could reasonably be attributed to both a workmanship issue and a material or environmental cause, the warranty shall not apply.

5.2. Exclusive Remedy. Contractor's sole obligation and Owner's exclusive remedy under this warranty shall be, at Contractor's option, the repair or replacement of the defective workmanship. Contractor shall not be liable for consequential, incidental, special, or punitive damages of any kind.

5.3. WARRANTY LIMITATION AND DISCLAIMER.

THE EXPRESS WARRANTY SET FORTH IN SECTION 5.1 IS THE SOLE AND EXCLUSIVE WARRANTY PROVIDED BY CONTRACTOR. EXCEPT AS EXPRESSLY SET FORTH IN SECTION 5.1, CONTRACTOR MAKES NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTY OF MERCHANTABILITY OR ANY IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CONTRACTOR DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTY OF MERCHANTABILITY AND THE IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THE CONCRETE MATERIALS SUPPLIED BY THIRD PARTIES AND INCORPORATED INTO THE WORK.

OWNER ACKNOWLEDGES THAT THIS DISCLAIMER OF THE IMPLIED WARRANTY OF MERCHANTABILITY AND THE IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE IS CONSPICUOUS, HAS BEEN BROUGHT TO OWNER'S ATTENTION, AND IS A MATERIAL TERM OF THIS CONTRACT.

5.4. Preservation of Claims Against Third Parties. Nothing in this Contract shall be construed to limit or waive Owner's rights, if any, to pursue claims directly against the Supplier, the cement manufacturer, or any other third party responsible for the formulation, production, or delivery of the concrete materials. Contractor will cooperate reasonably with Owner in any such claim, including by providing copies of delivery tickets, batch sheets, and project documentation in Contractor's possession.

6. LIMITATION OF LIABILITY

6.1. Material Defect Limitation. Contractor shall not be liable for any loss, damage, deterioration, or failure of the concrete that is caused by or attributable to defects, deficiencies, or inadequacies in the concrete materials (including cement type, cement chemistry, admixture compatibility, or aggregate quality) supplied by the Supplier or cement manufacturer, provided that Contractor performed the Work in accordance with generally accepted industry practices. Owner acknowledges that Contractor is not a manufacturer or seller of concrete materials and does not warrant or guarantee the chemical composition, durability, or long-term performance of materials produced by third parties.

6.2. Cap on Liability. In no event shall Contractor's total aggregate liability to Owner under this Contract, whether in contract, tort, warranty, or otherwise, exceed the total Contract Price paid by Owner for the Work. This limitation shall not apply to claims for personal injury or death caused by Contractor's gross negligence or willful misconduct.

6.3. No Consequential Damages. In no event shall Contractor be liable for any indirect, incidental, consequential, special, or punitive damages, including but not limited to lost profits, loss of use, diminution in property value, or cost of temporary facilities, regardless of whether such damages were foreseeable or whether Contractor was advised of the possibility of such damages.

7. INDEMNIFICATION

7.1. Contractor Indemnification. Contractor shall indemnify and hold harmless Owner from and against any claims, damages, or liabilities arising directly from Contractor's negligent acts or omissions in performing the Work, but only to the extent such claims are caused by Contractor's breach of its obligations under this Contract.

7.2. Owner Indemnification. Owner shall indemnify and hold harmless Contractor from and against any claims, damages, or liabilities arising from: (a) Owner's failure to comply with the obligations set forth in Section 4; (b) Owner's modification, alteration, or misuse of the completed Work; or (c) defects in the concrete materials supplied by the Supplier or cement manufacturer that are not attributable to Contractor's workmanship.

8. DISPUTE RESOLUTION

8.1. Notice of Claim. Owner shall provide Contractor with written notice of any claim or complaint regarding the Work within sixty (60) days of discovering the alleged defect or problem. Failure to provide written notice within this sixty (60) day period shall constitute a waiver of Owner's claim and shall bar any action, proceeding, or demand against Contractor arising from the alleged defect or problem, regardless of the legal theory upon which such claim is based. Owner acknowledges that this notice requirement is reasonable and necessary to allow Contractor to inspect the condition promptly, preserve evidence, and evaluate whether the issue is attributable to workmanship, materials, environmental exposure, or other causes.

8.2. Inspection and Cure. Upon receipt of a written claim, Contractor shall have the right to inspect the Work within fourteen (14) days and, if a defect in workmanship is confirmed, to cure the defect within a reasonable time thereafter. Owner shall not undertake repairs or engage third parties to perform remedial work without first providing Contractor with a reasonable opportunity to inspect and cure.

8.3. Mediation. Prior to initiating any legal proceeding, the parties agree to participate in good faith mediation before a mutually agreed-upon mediator. The costs of mediation shall be shared equally by the parties. If mediation does not resolve the dispute within sixty (60) days of the initial mediation session, either party may pursue all available legal remedies.

9. ENVIRONMENTAL AND REGULATORY DISCLOSURE; ASSUMPTION OF MATERIAL RISK

9.1. Regulatory Background. Owner is informed that federal and state environmental regulations and policies — including initiatives by the United States Environmental Protection Agency, the Federal Highway Administration, and the Michigan Department of Transportation — have driven a fundamental change in the composition of cement used in concrete construction throughout the United States. Beginning in approximately 2021, cement manufacturers nationwide transitioned from producing traditional Type I and Type II Portland cement (governed by ASTM C150) to producing Type 1L Portland Limestone Cement (governed by ASTM C595), which substitutes up to 15% of processed cement clinker with finely ground, uncalcined (raw) limestone. This transition was not initiated, requested, or controlled by concrete contractors, including Contractor. It was driven by cement manufacturers' production decisions made in response to government environmental mandates and the manufacturers' own economic incentives.

9.2. Industry-Wide Material Change. Owner is further informed that this transition has resulted in the near-total unavailability of traditional Type I/II Portland cement in the Michigan market and in most U.S. markets. Ready-mix concrete suppliers in Michigan source their cement from manufacturers who now produce exclusively or predominantly Type 1L cement. Contractor has no contractual or practical ability to require its ready-mix supplier to use a specific cement type, and Contractor cannot independently verify or alter the chemical composition of the cement incorporated into the concrete delivered to the Project Site. The concrete industry's transition to Type 1L cement is an industry-wide condition affecting all concrete contractors, suppliers, and consumers in Michigan, and it is entirely outside Contractor's control.

9.3. Known Performance Risks. Owner is informed and acknowledges that publicly available information — including industry surveys, technical publications, contractor reports, news investigations, state department of transportation studies, and university research — indicates that concrete made with Type 1L cement may perform differently from, and in certain respects less durably than, concrete made with traditional Type I/II cement. Specifically, and without limitation, Owner is informed that Type 1L concrete may exhibit:

(a) Reduced resistance to freeze-thaw cycling, particularly in climates with repeated freezing and thawing such as Michigan;

(b) Reduced resistance to deicer salt scaling, resulting in surface deterioration when exposed to road salt, calcium chloride, magnesium chloride, or other deicing chemicals;

(c) Increased porosity and permeability, which may accelerate moisture ingress and related deterioration;

(d) Slower early-age and ultimate strength development, with some mixes requiring up to 50 days to reach full design strength rather than the traditional 28 days;

(e) Increased susceptibility to plastic shrinkage cracking, thermal cracking, and drying shrinkage cracking;

(f) Increased sensitivity to finishing timing, ambient temperature, humidity, and wind conditions during placement;

(g) Reduced compatibility with traditional chemical admixtures, including air-entraining agents, water reducers, and set retarders, which may compromise the concrete system's overall performance;

(h) Surface softness, dusting, blistering, crazing, delamination, or discoloration not typically associated with traditional Portland cement concrete; and

(i) A shorter effective service life for exterior flatwork applications compared to concrete made with traditional Type I/II cement under equivalent conditions.

9.4. Owner's Informed Acknowledgment and Assumption of Material Risk. Having been fully informed of the foregoing, Owner knowingly and voluntarily acknowledges and agrees as follows:

(a) Owner understands that the concrete placed on the Project Site will, in all likelihood, contain Type 1L Portland Limestone Cement and that this material carries known performance risks as described in Section 9.3;

(b) Owner understands that Contractor did not choose, specify, manufacture, formulate, or have any role in developing Type 1L cement, and that Contractor's use of concrete containing Type 1L cement is a consequence of market conditions and regulatory mandates beyond Contractor's control;

(c) Owner assumes all risk of loss, damage, deterioration, or reduced service life of the concrete that is caused by or attributable to the inherent properties, chemical composition, or performance characteristics of Type 1L cement or concrete containing Type 1L cement, including but not limited to all risks identified in Section 9.3;

(d) Owner releases and forever discharges Contractor, its owners, officers, employees, agents, and subcontractors from any and all claims, demands, actions, causes of action, damages, losses, costs, expenses, and liabilities of any kind or nature — whether known or unknown, foreseen or unforeseen, existing or arising in the future — that arise from, relate to, or are in any way connected with the use of Type 1L Portland Limestone Cement in the concrete placed on the Project Site, provided that Contractor performed the Work in a good and workmanlike manner consistent with generally accepted industry practices;

(e) Owner agrees that no claim, action, or proceeding shall be brought against Contractor based upon, arising from, or related to: (i) the freeze-thaw performance, salt-scaling resistance, strength development, durability, permeability, cracking, spalling, delamination, discoloration, or any other performance characteristic of concrete containing Type 1L cement; (ii) the cement manufacturer's or Supplier's formulation, production, or quality control decisions; (iii) the presence of undisclosed grinding aids, accelerators, or other additives in the cement; (iv) the incompatibility of Type 1L cement with admixtures or other concrete components; or (v) any federal, state, or local regulation, policy, or standard that prompted, encouraged, or mandated the use of Type 1L cement;

(f) Owner acknowledges that this assumption of risk and release is given in consideration of Contractor's agreement to perform the Work at the Contract Price, which does not include any premium, contingency, or reserve for claims arising from the performance characteristics of Type 1L cement; and

(g) Owner acknowledges that Contractor has recommended that Owner independently investigate the properties and risks of Type 1L cement, consult with the ready-mix Supplier regarding mix design options, and consider whether alternative cement products or protective treatments (such as penetrating sealers or topical sealers) are appropriate for Owner's specific application and exposure conditions.

9.5. Waiver of Subrogation. Owner waives, and shall cause its property insurer to waive, any right of subrogation against Contractor for any loss or damage to the concrete or adjacent property that is caused by or attributable to the performance characteristics of Type 1L cement as described herein.

9.6. Survival. The acknowledgments, assumptions of risk, releases, and waivers set forth in this Section 9 shall survive the completion of the Work, the expiration of any warranty period, and the termination of this Contract for any reason, and shall be binding upon Owner, Owner's heirs, successors, assigns, and any subsequent purchaser of the property on which the Work is performed to the extent permitted by law.

9.7. Severability of This Section. If any provision of this Section 9 is found to be invalid, illegal, or unenforceable, such finding shall not affect the validity or enforceability of the remaining provisions of this Section, each of which is intended to be independently enforceable. In the event that the release or assumption of risk set forth in Section 9.4(d) is found to be unenforceable as a complete bar to Owner's claims, Owner agrees that Contractor's liability shall in no event exceed the lesser of: (a) the Contract Price; or (b) the cost of one application of a penetrating concrete sealer to the affected area, representing the measure of additional protection that Owner could have independently obtained to mitigate the known risks of Type 1L cement.

10. ASSIGNMENT OF CLAIMS

10.1. To the extent permitted by law, Contractor hereby assigns to Owner, upon Owner's written request and to the extent of Owner's damages, any claims, rights, or causes of action that Contractor may have against the Supplier or cement manufacturer arising from defects in the concrete materials used in the Work. This assignment is limited to claims arising from the specific concrete placed on the Owner's Project Site and does not extend to Contractor's general claims against the Supplier or manufacturer.

10.2. Alternatively, if Owner elects not to pursue claims directly against the Supplier or manufacturer, Contractor may, at its sole discretion, pursue such claims on its own behalf or as part of a class action or collective proceeding, and any recovery obtained by Contractor from the Supplier or manufacturer attributable to Owner's Project may be shared with Owner on a pro-rata basis as determined by Contractor.

11. FORCE MAJEURE AND MATERIAL UNAVAILABILITY

11.1. Contractor shall not be in breach of this Contract or liable for any delay or failure in performance resulting from causes beyond Contractor's reasonable control, including but not limited to: acts of God; severe weather; pandemic; labor disputes; supply chain disruptions; government regulations or orders; or the unavailability of specific construction materials, including specific cement types.

11.2. If traditional Type I/II Portland cement or other non-1L cement products become available during the course of the Work and Owner has not previously requested such materials in writing, Contractor shall have no obligation to substitute materials and may proceed with the materials originally specified or available.

12. INCORPORATION; INTEGRATION; MODIFICATION

12.1. Incorporation by Reference. These Terms are incorporated by reference into every Proposal issued by Contractor. Owner's acceptance of a Proposal — whether by signature, written or electronic authorization, verbal instruction to proceed, or payment — constitutes Owner's acceptance of these Terms in their entirety. If Owner's acceptance is conditional upon different or additional terms, Contractor objects to such terms, and these Terms shall govern unless Contractor expressly agrees in writing to alternative terms.

12.2. Integration. The Contract (consisting of the Proposal and these Terms) constitutes the entire agreement between the parties concerning the Work and supersedes all prior or contemporaneous oral or written communications, proposals, or representations.

12.3. Modification. No modification, amendment, or waiver of any provision of the Contract shall be effective unless made in writing and signed by both parties.

12.4. Availability. These Terms are publicly available at [www.olsoncement.com/terms]. Contractor shall include a reference to these Terms and their URL on all Proposals, quotes, estimates, invoices, and work orders. A printed copy will be provided to Owner upon request at any time before, during, or after the Work.

12.5. Updates. Contractor may update these Terms from time to time. The version in effect on the date Owner accepts the Proposal shall govern the Work described in that Proposal. The effective date of the current version is stated at the top of these Terms.

13. SEVERABILITY

13.1. If any provision of this Contract is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the parties' original intent.

14. GOVERNING LAW

14.1. This Contract shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of laws principles.

15. ACCEPTANCE AND ACKNOWLEDGMENT

15.1. Methods of Acceptance. Owner accepts these Terms and the Contract by any of the following: (a) signing the Proposal; (b) returning a signed or electronically executed copy of the Proposal; (c) communicating acceptance of the Proposal in writing (including by email or text message); (d) verbally authorizing Contractor to proceed with the Work; (e) permitting Contractor to commence Work at the Project Site; or (f) making any payment toward the Contract Price.

15.2. Deemed Acknowledgment. By accepting the Contract through any method described in Section 15.1, Owner acknowledges and confirms that:

(A) OWNER HAS HAD THE OPPORTUNITY TO READ AND REVIEW THESE TERMS IN THEIR ENTIRETY, AND THESE TERMS HAVE BEEN MADE AVAILABLE TO OWNER AT [WWW.OLSONCEMENT.COM/TERMS] AND/OR IN PRINTED FORM;

(B) OWNER HAS BEEN INFORMED OF THE INDUSTRY-WIDE TRANSITION TO TYPE 1L PORTLAND LIMESTONE CEMENT AND ITS POTENTIAL IMPACT ON CONCRETE DURABILITY AND PERFORMANCE, AS DESCRIBED IN SECTIONS 2 AND 9;

(C) OWNER UNDERSTANDS THAT CONTRACTOR DOES NOT MANUFACTURE, FORMULATE, OR CONTROL THE CHEMICAL COMPOSITION OF THE CONCRETE MATERIALS;

(D) OWNER UNDERSTANDS AND ACCEPTS THE WARRANTY LIMITATIONS AND DISCLAIMERS SET FORTH IN SECTION 5, INCLUDING THE DISCLAIMER OF THE IMPLIED WARRANTY OF MERCHANTABILITY AND THE IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE;

(E) OWNER UNDERSTANDS AND ACCEPTS THE ASSUMPTION OF MATERIAL RISK AND RELEASE SET FORTH IN SECTION 9;

(F) OWNER HAS HAD THE OPPORTUNITY TO ASK QUESTIONS AND SEEK INDEPENDENT LEGAL ADVICE BEFORE ACCEPTING THE CONTRACT; AND

(G) OWNER'S ACCEPTANCE OF THE CONTRACT CONSTITUTES OWNER'S AGREEMENT TO ALL TERMS HEREIN, INCLUDING THOSE SET FORTH IN ALL-CAPITAL LETTERS.

15.3. Reference on Proposals and Invoices. All Proposals, quotes, estimates, invoices, and work orders issued by Contractor shall contain the following notice (or substantially similar language) in a conspicuous location:

NOTICE: This [proposal/quote/invoice] is subject to Olson Cement Work and Construction's Standard Terms and Conditions, available at [www.olsoncement.com/terms] or upon request. By accepting this [proposal/quote/invoice], authorizing work, or making payment, you agree to be bound by those Terms, which include important disclosures about cement materials, warranty limitations, and assumptions of risk. Please review them carefully before proceeding.

[End of Standard Terms and Conditions — Version 1.0, Effective January 1, 2026]